Consumer Loan Rates
| Consumer Loan Rates | ||||
| Term | Rate | Annual Percentage Rate (A.P.R) * | Payment/$1,000 | |
| Fixed Rate Home Equity Loan | 05 year 10 year 15 year | 8.50% 8.75% 9.00% | 8.60% 8.80% 9.04% | 20.52 12.54 10.15 |
| Home Equity Line of Credit* | 8.50% | 8.50% | ||
*A.P.R. is adjustable, equals the Prime Rate as published in the Wall Street Journal and subject to increase after consummation. Maximum A.P.R. is 18%. Minimum A.P.R. is 5.00%. Closing costs are $300-$1,200. If required, appraisal fee is $350 - $850. Property insurance is required. |
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| Auto | ||||
| Term | Rate | Annual Percentage Rate (A.P.R) | Payment/$1,000 | |
| New | 60 Months | 8.99% | 8.99% | 20.82 |
| 48 Months | 7.99% | 7.99% | 24.47 | |
| 36 Months | 6.99% | 6.99% | 30.92 | |
| Used | 48 Months | 8.99% | 8.99% | 24.95 |
| 2019-2023 | 36 Months | 7.99% | 7.99% | 31.39 |
| Personal Loans | ||||
| Term | Rate | Annual Percentage Rate (A.P.R) | Payment/$1,000 | |
| 24 months | 14.00% | 14.00% | 48.01 | |
Maximum loan amount: $5,000.00 |
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