Deposit Rates

Investment Rates
Saving & Checking Account Rates*
AccountsAnnual Percentage
Yield (APY)
Interest RateMinimum Balance to
Earn the Stated APY
Statement Savings0.05%0.05%$10.00
Passbook Savings0.05%0.05%$10.00
Christmas Club0.05%0.05%$10.00
Vacation Club0.05%0.05%$10.00
Elite Checking
(Minimum to open is $2,500.00)
0.10%
0.05%
0.10%
0.05%
$10,000 - Over
$2,500 - $9999.99
Premier Checking
(Minimum to Open $250.00)
0.05%0.05%$1,500 - Over
Certificates of Deposit (CD'S)
6 Month0.20%0.20%$1,000
9 Month0.25%0.25%$1,000
1 Year0.30%0.30%$1,000
18 Month0.40%0.40%$1,000
2 Year0.50%0.50%$1,000
30 Month0.50%0.50%$1,000
3 Year0.50%0.50%$1,000
4 Year0.50%0.50%$1,000
Money Market Rates*
Money Market**0.75%
0.35%
0.10%
0.00%
0.75%
0.35%
0.10%
0.00%
$50,000 - Over
$25,000 - $49,999.99
$2,500 - $24,999.99
$10.00 - $2,499.99
Commercial Money
Market Accounts
0.50%0.50%$2,500 - Over
Advantage Money Market ***0.75%0.75%$50,000 - Over

*Variable rate accounts means we may change the interest rate and APY on the account at any time. Fees may reduce earnings.

**Minimum balance to open and to avoid imposition of service fee is $2,500.00
***New funds only. If balance fails below $50,000.00, rate converts to regular money market account based upon Minimum daily balance of that day

CD accounts earn interest at a fixed rate. Fixed rate means that, after the CD is opened, you receive the applicable interest rate until the CD matures. A penalty is imposed for early withdrawals from a CD, which may reduce earnings.
ALL DEPOSITS ARE INSURED IN FULL.
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